Financial Policy
 
 

You are responsible for co-pays, deductibles, non-covered services, co-insurance, all balances and any services considered not medically necessary by your insurance company. Payment is expected at the time of service.  It is your responsibility to know your deductible status.

 

Here is a list of the majority of our currently contracted insurance companies. There may be periodic additions or deletions to this list.

 

Aetna                                        Health Care Savings                   PHCS   

AARP                                        Humana/Choice Care                  TriCare

Blue Cross Blue Shield               MedCost                                    United HealthCare

Cigna                                        Medicaid                                   

First Health                                Medicare                                  

 

If your insurance company is not listed, please ask us. We file with the majority of insurance companies. If your insurance company requires a referral, please make sure you have proper documentation before coming to your appointment. Patients without proper referrals will be responsible for paying their balance in full when services are rendered. 

 

Please provide us with complete and up to date insurance information. If this information is not provided at the time of service we cannot file your claim and you will be billed. Remember, co-pays, coinsurance and deductibles are due when services are rendered. A statement fee may be applied to each date of service if above are not paid at time of service. If your account becomes delinquent, we may refer the account to a collection agency or attorney.

 

While there may be some exceptions, cosmetic and non-covered services are usually not reimbursed by insurance. If you have any questions regarding coverage for these services, we recommend that you speak with your insurance representative before the time of service.

 

All lab work, including pathology, is sent outside of our office. The lab we use, selected on the basis of quality and service, may or may not be part of your health plan. These charges are separate from ours, and they will bill you.